Got questions about mortgages? We've got answers. If you need more help, contact us anytime.
General Questions
You can get pre-approved in minutes by completing our online Loan Finder Wizard. We'll review your basic information and credit score to give you a preliminary decision.
Typically, you'll need recent pay stubs (30 days), W-2s (2 years), bank statements (2 months), and a photo ID. Self-employed borrowers may need tax returns.
Our average closing time is 21 days, compared to the industry average of 45+ days. We work quickly to get you into your new home.
Loan Qualification
It depends on the loan type. FHA loans require 3.5%, conventional loans can be as low as 3%, and VA/USDA loans offer 0% down payment financing.
Yes, we have options for credit scores as low as 580 (FHA). We also offer credit repair advice to help you qualify for better rates.
A Jumbo loan is for loan amounts that exceed the conforming limit (currently around $832,750 for most areas). These require slightly higher credit scores and down payments.
